Lessons From Magufuli Point To Great Personal Financial Literacy

Lessons From Magufuli Point To Great Personal Financial Literacy

I don't think Magufuli, the Current President of Tanzania just started cutting costs out of the blue, I believe so much it has been a journey of self governance and living by example.. whatever he is doing is not far fetched it is real, he is living by principles that work and have been shunned by many who choose to work for their own interests and deny many the benefit of the very common good.. There is something we can all learn... 

People's minds are getting to ask the question, What Would Magufuli Do? And I believe that we should personalize it and also ask ourselves the same question, What Would We Do?... 

Personal finance when done well it will affect the general outlook of your life, when you embody values that not only benefit you but many, you will have influenced many lives by the great decisions you make.. let this be a personal challenge to check through and examine our lives most especially in line with God's word.

Why We Shouldn't Be Lazy - See The Cost Of Laziness

We have all been lazy at one point in our lives, and we all know that is when we were very unproductive, and because of un-productiveness, there is no fruit to show for it. The bible even mentions that a lazy person can take food in his hand but fail to put it in his mouth, now if that statement is loaded like that, it should sound a warning to us. Here a few snippets in scripture to show us the cost of laziness, may be this can help someone in all their spheres of life.

Hebrews 6:12
so that you will not be sluggish, but imitators of those who through faith and patience inherit the promises. 1 ‪#‎Lazy‬ - Sluggish Don't Inherit God's Promises

Proverbs 22:13
The sluggard says, "There is a lion outside; I will be killed in the streets!"
2 #Lazy - Sluggish won't risk or go out and work because of fear

Proverbs 13:4

The soul of the sluggard craves and gets nothing, But the soul of the diligent is made fat. 3 #Lazy - Sluggard get nothing even when they crave for it

Proverbs 20:4
The sluggard does not plow after the autumn, So he begs during the harvest and has nothing. 4 #Lazy - Sluggard won't plow, so he turns into a BEGGAR (this isn't our portion as Christians - we need to plow (work))

2 Thessalonians 3:10
For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either. 5 #Lazy - Not willing to work, WON'T EAT

Matthew 25:26-30
"But his master answered and said to him, 'You wicked, lazy slave, you knew that I reap where I did not sow and gather where I scattered no seed.
6 #Lazy - if you sow laziness, you will reap nothing

There are many more scriptures on this, but this should be an eye opener, It is mentioned in Proverbs 6:6-8
Go to the ant, O sluggard, Observe her ways and be wise,

The only way to help your self is by Going to See how those who work do it (Ants Have No Leaders But They Work), for in it you can be inspired and motivated to come out of your own slump.

‪#‎DontBeLazy‬ - it is very expensive to maintain such a life style

This Is My Prayer For Uganda Today On 15th/10/2015

Dear Lord, I thank you that I am not just a Ugandan but that Uganda was born in me, I thank you for this perfect Land, the pearl of Africa that not only feeds itself but its neighbors and the world all over.

Dear Lord, there is so much happening that words cannot describe, I do not want to look at things happen and wonder why they are happening and forgetting that Lord this is your Land, this is your home, you made Uganda and you created the people who live in it and you gave it to them to be good stewards. I don't want to say I did not pray hence things happened, I do not want my fellow Ugandans and myself and our children to live in regret for our mistakes, Lord have mercy.

Dear Lord, right now I repent on behalf of our fore fathers, on behalf of our ancestors for the things they did wrong, I also repent right now for the things happening, forgive us for the wrong we have all done, so much blame flying from the North to the South, from the East to the West but we are all wrong, we have all wronged you, we have all sinned and I do ask for your mercy upon this beloved Land and upon we its people.

Dear Lord, you are the author and finisher, the alpha and omega, beginning and the end, whatever you start, you accomplish, you are almighty and all powerful, right now, I bring before you the stake of our future, I bring before you, the young and old, the pregnant women who are holding the future of this country, the young fathers, the babies who are being born in this pearl, the children growing up, those who are in school and those learning to walk, feed and play, they all carry the Ugandan DNA, they all have the potential you have given them to do great exploits in this Nation and world beyond. I bring before you our dreams of a united nation, of a prosperous and stable economy, of a young nation with brilliant minds that will have solutions to the world's problems - Lord you have not given us these dreams for nothing, they will surely come to pass at the appointed time.

I pray for the PEACE of our Nation, I pray for all leaders in their own right that your wisdom, knowledge and understanding will reign, that your word will be the foundation of their rule and reign. I pray for the PEACE of every city starting with Kampala down to every district, county, sub-county and parishes. I pray that I will personally pursue peace with my own friends and neighbors, I pray that I will lead by example under your guidance and that Lord, our love for one another will outgrow our hatred for one another, I pray that we will not be divided by where we come from but united by who made us and that is you - In you we are one, In you we are one body.

Dear Lord right now I pray for the coming elections, and I pray that above all, it will not just be who we want but who you have purposed to take on your throne of leadership, you always guide and guide wisely, May we not just look at the outside but look at inside, may we not be wowed by great speeches but wowed by the fact that your WILL is spoken and it's followed to every bit of the word.

Dear Lord I pray that you perfect everything that concerns Uganda and especially at this time of our 53rd birthday, the future of country will no longer be bloodshed but peace, our future will no longer be retarded but progressive, our future will no longer be strange but bright and futuristic - Your word says that you know the PLANS you have for us and those are plans to prospers us, to give a future and hope, plans to give us good health and not harm us - I stand on your very oracles and proclaim it for this beloved country Uganda.

I pray all this in Jesus' name

For God and My Country Uganda, The Pearl Of Africa.

Entrepreneurship Is The Future - We Are All Seated On Treasures Within Us - The Potential To Do Great Things That Can Change Livelihoods And The Economic Landscape All Over The World

"400 Ugandans lose jobs as Uchumi exits Uganda"

With such things happening! I believe strongly that ENTREPRENEURSHIP is the future for many of us because this can happen to anyone - no one is immune to adversity and disaster but certain measures put in place can reduce the impact... as much as we work under people, we should have it in mind not to work under them for too long to a point where you become  slaves and not do anything for ourselves and our families and the community and Nation at large - Having a mindset of entrepreneurship is key, or that of a partner knowing that you have so much potential that can be used to do great exploits - we should have timelines, plan wisely, have goals and visions that are SMART in many ways -

I believe having an idea and doing it is better than having no idea at all, I believe that planning for yourself and the future is better than not planning at all, I believe that taking life serious and the decisions we make must be done diligently other than sitting back and you refuse to decide anyway refusing to decide is also a decision in itself but we need to know that jobs are here to empower us not put us in bondage because you can use that platform to do lots of things like network, learn from whatever is on ground and hence launch out at some point etc

With the economy biting, such things are bound to happen even more, we need not FEAR, We need to be strategic in our way of life, in our planning (Commit it to God), In doing business, family, education, ministry and many other things.

Right now you could be seated on a gold mine, you could be harnessing an idea but things like FEAR have stopped you from "Going Forward" but remember that the future can be predicted by certain trends, and the word of God is clear about certain principles, "YOU REAP WHAT YOU SOW".

This is just a reminder to AWAKE THE SLEEPING GIANT IN US, we need to think within and without, we need to THINK BIG but start small , we need to not avoid shunning work, there is a saying in acholi that goes like this "lachah pelony". This basically means that those who shun work don't get rich or can't be successful.

Let me close with this portion of scripture that as believers we need not just to pray but we have to work as God is the one who gives the strength, wisdom and understanding to do everything he has called us to do..

Deuteronomy 8:17-18:
You may say to yourselves, “I became wealthy because of my own ability and strength.” But remember the Lord your God is the one who makes you wealthy. He’s confirming the promise which he swore to your ancestors. It’s still in effect today.

So walk in the promises of God, don't allow to be lazy, he has already set a pattern on how we should live, work etc but most times we allow the worldly system to take over, we are in this world but not of this world, we belong to a system of the kingdom that has already placed things that we should do to beat the scourge of this world.. for example such scriptures speak alot but do we implement them

Proverbs 10:4 Lazy hands make for poverty,   but diligent hands bring wealth.

Proverbs 6:6-8 Go to the ant, you sluggard;  consider its ways and be wise!  It has no commander, no overseer or ruler,yet it stores its provisions in summer and gathers its food at harvest.

Proverbs 21:20 The wise store up choice food and olive oil, but fools gulp theirs down.

Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.

Proverbs 30:24-25 Four things on earth are small, yet they are extremely wise: Ants are creatures of little strength, yet they store up their food in the summer;

James 5:1-6 Now listen, you rich people, weep and wail because of the misery that is coming on you. Your wealth has rotted, and moths have eaten your clothes. Your gold and silver are corroded. Their corrosion will testify against you and eat your flesh like fire. You have hoarded wealth in the last days. Look! The wages you failed to pay the workers who mowed your fields are crying out against you. The cries of the harvesters have reached the ears of the Lord Almighty.  You have lived on earth in luxury and self-indulgence. You have fattened yourselves in the day of slaughter.You have condemned and murdered the innocent one, who was not opposing you.

This serves as a warning, to employers, employees, industrialists, workers and all manner of people (young to old) see link below

http://www.monitor.co.ug/News/National/400-Ugandans-lose-jobs-as-Uchumi-exits-Uganda/-/688334/2913948/-/item/0/-/y4fcldz/-/index.html

How Prepared Are You For The Coming Times, They Most Definitely Will Be Hard, Inflation Is Already Biting Whether You Know It Or Not..

We can no-longer remain complacent, we can longer think like yesterday because as times change we have to adapt - Today when you have one income stream, you are a pay check a way from bankruptcy as James Abola says.. The bible is clear about knowledge and about its acquisition, the bible is clear about wisdom, understanding and timing in regards to many things we do.. God's people or people perish for lack of knowledge.

The bridge called knowledge could be the solution to the coming hard times and it's application could be the generative power. 

When I read in the papers and see projections of what's coming ahead, we had better be prepared.. we need our fields prepared, we need not give up on our dreams and passions, we need to dig wells even if they fail and you are chased from one point to the other like Isaac, the turning point will eventually come..

I urge us to prepare, I urge us to seek knowledge in regards to many things but also in regards to this area of finances.. you can no longer have the consumer mindset because that it is selfish but you can have the investment mindset because it won't only bless you but others as well..

We can't pretend to go along with the same chorus out there, yet we have the ingredients to make a difference and make the light shine.. The shift of wealth from the wicked to the righteous won't just happen by osmosis, we need to be trained, we need to be ready, we need to inquire from God, we need to have intelligence, we need to be humble enough to study, we need not repeat the mistakes of those who have done it before, we need to research and many of these things are written in books or we see them every day in the lives of many, our parents lives, history and so on..‪#‎BePrepared‬

Miracles Can Happen Anywhere And Every Where

Hey Friends and Family, I bless the Lord for you and yeah always grateful for thus far God brings us all, we surely are under his refuge and protection. Recently My wife Martha Baluka Opio and I experienced two important important miracles that we keep thanking God for. 

Recently we got a house help and she has been with us now for a month and many a time we could call her and she wouldn't hear at all, one of her ears was deaf and the other was also dying slowly but surely.

A few days back while having our evening devotion before retiring to bed, as we kept on teaching her a few English words to better her communication, My wife kept translating whatever I was sharing and we told her to ONLY BELIEVE in God, and that if she did, he would HEAL her of her ailment. But First she gave her life to CHRIST which was the most important and that made us happy as that was the first miracle. We spoke to her and told her that there is NOTHING IMPOSSIBLE WITH GOD. 

As we spoke her FAITH WAS RAISED, I sensed deep down in my spirit as there was an awesome PRESENCE OF GOD in our living room. It hit me so hard that miracles don't only happen in crusade grounds, they could actually happen in our living room. My wife prayed as she was meant to lead devotion that evening and then She asked me to go pray for her. I laid my hands and spoke the word of God to the deaf ear. After we prayed I asked her how she was feeling and she said she was hearing "NOISES" as she felt something had moved down her ear, I then told her we were going to pray that the NOISES would be no more. 

After we were done, we asked her if she could hear and it was affirmative, she closed the ear that was ok and we kept talking to the one that was deaf but she could hear perfectly as God had healed her.. God did not only heal her ear but also her eye that was troubling her with, it would pain so much that she would tear and get headaches that made her head heavy but all that the LORD did for her and today when we call her she hears perfectly(She is no longer DEAF) and her head is lighter. MAY THE NAME OF THE LORD BE GLORIFIED - GOD CAN MEET YOU IN YOUR LIVING ROOM OR WHEREVER YOU ARE - HE IS ALL POWERFUL, OMNISCIENT, OMNIPRESENT etc...

How Are You Living Your Life?

We all surely have a destiny and it can either be GOOD or BAD. We are living in a time where LIFE isn't guaranteed. You live knowing that you might not even reach 60, 70 or 120. People have even given up on advise on how they can better their health, people are living reckless lives and giving up themselves to things that kill them. Right now it's not even about the food we eat or the water we drink or the exercise you do or don't know. 

There is more to life. People are dying of depression, people are dying because of lost hope, people are dying because of disobedience etc. Moses asked GOD one thing TEACH ME TO NUMBER MY DAYS SO THAT I MAY APPLY MY HEART TO WISDOM. 

I have more hope in Jesus Christ the giver of life, you can try whatever you want to and I guarantee you will never have any satisfaction, you can make your plans without him but tomorrow they will be left here as well and they will be destroyed, To Live Is Christ and Die Is Gain. 

Times have worsened and they will worsen even more but be of Good Cheer Because Christ Overcame The World, He also Overcame DEATH, so there is nothing that you should FEAR. However I have one reminder to put before many of you Today, ACCEPT CHRIST TODAY, In Him We Live, Move and Have Our Being. 

The things of this world shall pass way, you and I will pass away and be a part of either Kingdoms. The Trumpet Is About To Sound, I hope you and I will be prepared. Dr Myles once said The Greatest Tragedy On Earth Is Not Death, But A Life Lived Without Purpose. Your Purpose Is Found In God, And When You Accept Jesus and Live Empowered By Him Through The Holy Spirit, There Will be Nothing To Be Afraid Of. ‪#‎LiveALifeOfPurpose‬ and Let Christ Be The Centre of Your Life ‪#‎AcceptHimToday‬